INSURANCE

MD at HOME's purpose is to provide quality, comprehensive and cost-effective physician services to the homebound patient at their convenience.  Fees on average are one-half to one-third the cost of a trip to a hospital emergency room.  Services are covered by Medicare, most private insurances, and cash.  Below are a few guidelines based on various insurance plans:

Medicare:

We do accept "Medicare Assignment" which means the fees we bill are set by Medicare.  Since this is a physician's office, we do bill under Medicare Part B which pays 80% of the approval amount after the $110 annual deductible is met.  The deductible and remaining 20% is then billed to the supplemental insurance if applicable otherwise the patient is responsible for any balance.

Medicaid:

We do not accept Medicaid as a primary insurance.  For those patients who have Medicare and Medicaid supplement plan, the cost for the patient is $0.

PPO:

A physician housecall is usually covered by your PPO plan.  Please check with your insurance to determine the percent of the services you will be responsible.

HMO:

Patients with an HMO are accepted only with a referral by the primary care physician.  We can bill your HMO for your housecall, however, you will be responsible for any portion that is not covered by the HMO.

If you have any questions, please call 1-815-986-2610.